Paytm Fiasco Shows the RBI Doesn't Understand Payments

Paytm Fiasco Shows the RBI Doesn't Understand Payments

Andy Mukherjee | Bloomberg | Tuesday February 06, 2024

The RBI could have handled the crisis at Paytm better. In barring the company from onboarding new customers from February 29, it has triggered a crisis of confidence among crores of users

Opinion: Disney's Sales To Reliance Will Follow Rupert Murdoch's Logic

Opinion: Disney's Sales To Reliance Will Follow Rupert Murdoch's Logic

Andy Mukherjee | Bloomberg | Thursday October 26, 2023

A new class of competition is disrupting legacy media in the world's most-populous nation, leading to a second change in the ownership of a popular franchise in four years. Rupert Murdoch was the first to see the threat. Now it's Bob Iger's turn.

Opinion: RBI Caught Between Tomatoes and Cookies

Opinion: RBI Caught Between Tomatoes and Cookies

Andy Mukherjee | Bloomberg | Friday August 11, 2023

Food prices in India are sending confusing signals - cookies are becoming more affordable, but meals are turning more expensive.

Opinion: HDFC Merger Will Leave India's Banks Gasping

Opinion: HDFC Merger Will Leave India's Banks Gasping

Andy Mukherjee | Bloomberg | Thursday July 06, 2023

When the remaking of India's socialist financial landscape began in 1993, very few people believed in the project - some of the 40 applications to set up new private-sector banks were so frivolous that they were written on postcards.

Opinion: Bengaluru Should Listen To Sam Altman's Advice On AI

Opinion: Bengaluru Should Listen To Sam Altman's Advice On AI

Andy Mukherjee | Bloomberg | Friday June 30, 2023

India's tech industry is being less than bold in embracing artificial intelligence. Its hoping to create solutions for corporate clients by building on top of somebody elses investment in foundational technologies.

Opinion: India Is Once Again Making Money A Plaything

Opinion: India Is Once Again Making Money A Plaything

Andy Mukherjee | Bloomberg | Friday May 26, 2023

When it comes to money, ignorance is bliss. For the second time in recent years, India seems to have disregarded this maxim.

Opinion: Bengaluru Can't Deal With SVB If It Is Stuck In Traffic

Opinion: Bengaluru Can't Deal With SVB If It Is Stuck In Traffic

Andy Mukherjee | Bloomberg | Monday April 10, 2023

Bengaluru has been dealt a terrible hand by politicians. India's software powerhouse earned its spurs by managing tech for global multinationals. Now it's even shielding local startups from the falling debris in US banking.

Opinion: Bengaluru Reads Your X-Ray. Chennai May Train Your Doctor

Opinion: Bengaluru Reads Your X-Ray. Chennai May Train Your Doctor

Andy Mukherjee | Bloomberg | Monday April 03, 2023

India's capabilities in software are entering a new phase. The industry that came into its own at the turn of the millennium has remained fixated on providing outsourced services at a fraction of code-writing cos

Opinion: Slowdown Hits India's Notoriously Budget-Conscious Consumer

Opinion: Slowdown Hits India's Notoriously Budget-Conscious Consumer

Andy Mukherjee | Bloomberg | Tuesday January 24, 2023

Manufacturing of wants is hard anywhere for marketers, but the challenge is bigger when the bottom half of the population takes home only 13% of national income.

Opinion: Budget 2023 - What To Expect From PM Modi

Opinion: Budget 2023 - What To Expect From PM Modi

Andy Mukherjee, Bloomberg Opinion | Friday January 20, 2023

PM Modi's core economic agenda is to promote India as a rival manufacturing destination to China. He has sought to achieve this by incentivizing private factory expenditure and allocating more state resources to infrastructure, particularly rail and road. uncertain global demand and lackluster domestic consumption may keep a lid on private investment. The Indian gov...

Opinion: Digital Currency Needs To Feel Real. Here's The Reason Why

Opinion: Digital Currency Needs To Feel Real. Here's The Reason Why

Andy Mukherjee, Bloomberg Opinion | Monday December 12, 2022

Some of the early CBDC experimenters like China, Sweden and South Korea have already moved away from physical cash to a large extent.

Opinion: How Safe Is India's Economy? What's Working - And What Isn't

Opinion: How Safe Is India's Economy? What's Working - And What Isn't

Andy Mukherjee | Bloomberg | Monday December 05, 2022

It's not immediately obvious that the global slowdown has also arrived in India: Investments in factories, roads, and other fixed assets are just shy of 35% of domestic output; they haven't been this high in 10 years. Loan demand is growing so fast t

Opinion: Gautam Adani's New "Ferrari" Plan Could Confront Traffic Jam

Opinion: Gautam Adani's New "Ferrari" Plan Could Confront Traffic Jam

Andy Mukherjee | Bloomberg | Tuesday November 29, 2022

Gautam Adani is ready to unveil his much-hyped super-app, made by an in-house startup he wants to be "the Ferrari of the digital world."

Opinion: The Big Problem With India's Data Protection Bill

Opinion: The Big Problem With India's Data Protection Bill

Andy Mukherjee | Bloomberg | Wednesday November 23, 2022

India's previous attempt at framing a law on personal-data protection had made 21 references to "privacy," starting by acknowledging it as a fundamental right.

Opinion: China-West Tensions Boost India's Manufacturing Goals

Opinion: China-West Tensions Boost India's Manufacturing Goals

Andy Mukherjee | Bloomberg | Friday October 28, 2022

Companies in India release their September quarter earnings around the Diwali festival, the high season for domestic consumption. No surprise then that this is when analysts run a reality check on the country's billion-plus shoppers.

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