Loan Risk

Loans against shares is an excellent option for investors as it enables them to meet their short-term financial needs without putting their long-term plans at risk

The biggest benefit of a loan against property is that it allows borrowers to use the value locked up in a property while continuing to occupy it during the loan tenure

"I decided to take a risk kyun ki... risk hai toh ishq hai," wrote Pratik Gandhi

Fitch sees high risk of a "protracted deterioration" in asset quality with more pressure on loans to retail and stressed small and medium-sized firms.

Digital lending platforms in India have come under greater scrutiny recently for their methods, including the collection and alleged misuse of borrowers' data, underlining the risks to driving financial inclusion with newer technologies.

This measure is expected to give a fillip to bank lending to the real estate sector, the statement on Developmental and Regulatory Policies said.

Withdrawal cap has left many of PMC's over 900,000 depositors in deep difficulty, with some struggling to clear loans and others depending on friends for their groceries.

The government has infused Rs 2.6 lakh crore ($34.7 billion) into state-run banks in the last three financial years, more than double that in the previous nine years, but there is no provision for capital infusion in the budget this year.

Fear of deportation in the middle of a global crisis, unpaid loans, rising risk of COVID-19 infection, dropping out a semester and the possibility of never being able to return to campus are among the concerns of Indian students in the US after announcement of the new visa regulations.

The Supreme Court today sought the Finance Ministry's reply on waiver of interest on loans during the moratorium period after the RBI said it would not be prudent to go for a "forced waiver of interest" risking financial viability of the banks.

There cannot be an interest waiver during moratorium on term loan repayment as such a move will put the financial health and stability of banks at risk, the Reserve Bank of India (RBI) told the Supreme Court.

Shutdowns will impair ability of gig-economy workers to repay loans of Rs 2.1 trillion, putting the world's largest microfinance industry at risk

More loan losses lie around the corner. With 40 per cent of deposits coming from fickle wholesale sources, solvency and liquidity risks are high.

This comes days after the Reserve Bank of India initiated a so-called "prompt corrective action" on the lender due to high level of bad loans, lack of sufficient capital to manage risks and a negative return on assets for two consecutive years.

On September 12, the Reserve Bank of India reduced risk weightage on consumer loans such as personal loans to 100 per cent from 125 per cent.

Loans against shares is an excellent option for investors as it enables them to meet their short-term financial needs without putting their long-term plans at risk

The biggest benefit of a loan against property is that it allows borrowers to use the value locked up in a property while continuing to occupy it during the loan tenure

"I decided to take a risk kyun ki... risk hai toh ishq hai," wrote Pratik Gandhi

Fitch sees high risk of a "protracted deterioration" in asset quality with more pressure on loans to retail and stressed small and medium-sized firms.

Digital lending platforms in India have come under greater scrutiny recently for their methods, including the collection and alleged misuse of borrowers' data, underlining the risks to driving financial inclusion with newer technologies.

This measure is expected to give a fillip to bank lending to the real estate sector, the statement on Developmental and Regulatory Policies said.

Withdrawal cap has left many of PMC's over 900,000 depositors in deep difficulty, with some struggling to clear loans and others depending on friends for their groceries.

The government has infused Rs 2.6 lakh crore ($34.7 billion) into state-run banks in the last three financial years, more than double that in the previous nine years, but there is no provision for capital infusion in the budget this year.

Fear of deportation in the middle of a global crisis, unpaid loans, rising risk of COVID-19 infection, dropping out a semester and the possibility of never being able to return to campus are among the concerns of Indian students in the US after announcement of the new visa regulations.

The Supreme Court today sought the Finance Ministry's reply on waiver of interest on loans during the moratorium period after the RBI said it would not be prudent to go for a "forced waiver of interest" risking financial viability of the banks.

There cannot be an interest waiver during moratorium on term loan repayment as such a move will put the financial health and stability of banks at risk, the Reserve Bank of India (RBI) told the Supreme Court.

Shutdowns will impair ability of gig-economy workers to repay loans of Rs 2.1 trillion, putting the world's largest microfinance industry at risk

More loan losses lie around the corner. With 40 per cent of deposits coming from fickle wholesale sources, solvency and liquidity risks are high.

This comes days after the Reserve Bank of India initiated a so-called "prompt corrective action" on the lender due to high level of bad loans, lack of sufficient capital to manage risks and a negative return on assets for two consecutive years.

On September 12, the Reserve Bank of India reduced risk weightage on consumer loans such as personal loans to 100 per cent from 125 per cent.