It turned out to be the ticket that won them a $100,000 jackpot or approximately Rs 64 lakhs.
"My husband gave me a gift of a scratch off and I'm like, 'Oh, that's really expensive,'" joked Ms Holmes to Iowa Lottery officials. "I scratch it off. I won $100,000!"
Her husband is not as surprised.
"I knew she was a winner," says Mr Holmes. "I thought it would just be $100 but it turned out to be $100,000."
54-year-old Ms Holmes says she did not really believe that she had won until she went to the lottery headquarters on Thursday - a day after Valentine's Day.
Ms Holmes won the second highest prize in Iowa Lottery's Casino Riches game. She now plans to use the money to pay off her car and house.
In January this year, a couple from Massachusetts won $1 million in separate lotteries just a month apart.
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