Personal Finance
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Can Rs 10,000 SIP Make You A Crorepati? Truth Behind Viral Social Media Claims
The biggest problem with social media SIP calculations is the neatness of the numbers. A 12% return is an assumption. It is not guaranteed.
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How Much Of Your Salary Should Go To Rent? Here's The Math
As a rule of thumb, rent shouldn't exceed 30-40 per cent of monthly income; going beyond that materially strains cash flow and crowds out savings.
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Dual-Income Household, One Retirement Trap: What Power Couples Get Wrong
Household expenses continue even after retirement. As people age, medical expenses can rise, while inflation reduces the purchasing power of money.
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Life Without A Fixed Payday: How To Navigate Freelance Income Dilemma
Freelancers and independent contractors do not automatically get benefits such as paid leave, social security or employer-provided health insurance.
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Impulse Buying Eating Into Savings? 3 Hacks To Stop Overspending
Research by BCG and Snap shows that Gen Z is influencing consumption across categories such as fashion, footwear, dining and entertainment.
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Traditional Lessons On Savings, SIPs Failing To Connect With Gen Z: Experts
One idea gaining attention is gamified learning, where users learn financial concepts through interactive experiences.
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'Divorce Ends Marriage, But Not Joint Loan': Who Will Pay The EMI?
Your divorce settlement is an agreement between you and your spouse. It does not change your contract with the lender.
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Buying A House At 30 vs Investing At 30: The Wealth Gap May Surprise You
Renting and investing stay ahead of purchasing a home as long as property appreciates below roughly 9.5 to 10 per cent annually.
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'Lifestyle Inflation': 5 Money Mistakes That Can Keep You Poorer
A person whose income doubles but whose savings rate stays unchanged may appear richer without becoming significantly wealthier.
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EPF vs Equities: 5 Things To Know Before Choosing Your Retirement Portfolio
EPF can form the stable or debt portion of a retirement portfolio. For FY 2025-26, an interest rate of 8.25% has been recommended for EPF accounts.
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SIP Assets Triple, B30 Cities Rise: How Mutual Fund Investor Is Changing
SIP Investment Trends: SIP assets more than tripled over 5 years, rising from Rs 4.25 lakh crore in March 2021 to Rs 14.83 lakh crore in March 2026.
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Want Rs 50,000 Monthly Pension After 60? Here's Age-Wise Investment Plan
A practical approach is to start with an affordable amount and increase the NPS contribution by 5-10 per cent every year.
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Buying Health, Life Or Term Insurance? 5 Checks You Should Never Skip
Insurance penetration stood at around 3.7 per cent of GDP in FY2024-25, while insurance density was about $97.
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India's Middle Class Faces A Retirement Time Bomb, Warns Top Investment Manager
"Not having good medical insurance is another mistake because your health is very critical and healthcare will become expensive," Mohanty said
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Pune DINK Couple With Rs 11.5 Crore Net Worth Plans Early Retirement, Sparks Debate Online
A Pune-based DINK couple with a net worth of Rs 11.5 crore plans to retire within three years, citing work-related stress and health concerns.
-
Can Rs 10,000 SIP Make You A Crorepati? Truth Behind Viral Social Media Claims
The biggest problem with social media SIP calculations is the neatness of the numbers. A 12% return is an assumption. It is not guaranteed.
-
How Much Of Your Salary Should Go To Rent? Here's The Math
As a rule of thumb, rent shouldn't exceed 30-40 per cent of monthly income; going beyond that materially strains cash flow and crowds out savings.
-
Dual-Income Household, One Retirement Trap: What Power Couples Get Wrong
Household expenses continue even after retirement. As people age, medical expenses can rise, while inflation reduces the purchasing power of money.
-
Life Without A Fixed Payday: How To Navigate Freelance Income Dilemma
Freelancers and independent contractors do not automatically get benefits such as paid leave, social security or employer-provided health insurance.
-
Impulse Buying Eating Into Savings? 3 Hacks To Stop Overspending
Research by BCG and Snap shows that Gen Z is influencing consumption across categories such as fashion, footwear, dining and entertainment.
-
Traditional Lessons On Savings, SIPs Failing To Connect With Gen Z: Experts
One idea gaining attention is gamified learning, where users learn financial concepts through interactive experiences.
-
'Divorce Ends Marriage, But Not Joint Loan': Who Will Pay The EMI?
Your divorce settlement is an agreement between you and your spouse. It does not change your contract with the lender.
-
Buying A House At 30 vs Investing At 30: The Wealth Gap May Surprise You
Renting and investing stay ahead of purchasing a home as long as property appreciates below roughly 9.5 to 10 per cent annually.
-
'Lifestyle Inflation': 5 Money Mistakes That Can Keep You Poorer
A person whose income doubles but whose savings rate stays unchanged may appear richer without becoming significantly wealthier.
-
EPF vs Equities: 5 Things To Know Before Choosing Your Retirement Portfolio
EPF can form the stable or debt portion of a retirement portfolio. For FY 2025-26, an interest rate of 8.25% has been recommended for EPF accounts.
-
SIP Assets Triple, B30 Cities Rise: How Mutual Fund Investor Is Changing
SIP Investment Trends: SIP assets more than tripled over 5 years, rising from Rs 4.25 lakh crore in March 2021 to Rs 14.83 lakh crore in March 2026.
-
Want Rs 50,000 Monthly Pension After 60? Here's Age-Wise Investment Plan
A practical approach is to start with an affordable amount and increase the NPS contribution by 5-10 per cent every year.
-
Buying Health, Life Or Term Insurance? 5 Checks You Should Never Skip
Insurance penetration stood at around 3.7 per cent of GDP in FY2024-25, while insurance density was about $97.
-
India's Middle Class Faces A Retirement Time Bomb, Warns Top Investment Manager
"Not having good medical insurance is another mistake because your health is very critical and healthcare will become expensive," Mohanty said
-
Pune DINK Couple With Rs 11.5 Crore Net Worth Plans Early Retirement, Sparks Debate Online
A Pune-based DINK couple with a net worth of Rs 11.5 crore plans to retire within three years, citing work-related stress and health concerns.
