SIP Calculator: Build Rs 50 Lakh In 15 Years
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28 Nov 2025
SIPs in mutual funds help individuals invest regularly and build long-term wealth through market cycles
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To reach Rs 50 lakh in 15 years, monthly SIPs must match expected annual returns
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At 9% return, invest Rs 13,213 monthly; at 12%, invest only Rs 10,008 per month
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A mix of flexi-cap, small/mid-cap, and gold funds balances growth, risk, and portfolio stability
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Equity mutual funds typically outperform fixed deposits over long terms, making them ideal for wealth creation
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Even Rs 18–24 lakh invested can grow to Rs 50 lakh with compounding over 15 years
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Automate your SIP, review yearly, and step up contributions with income to stay financially on track
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Consistency, not market timing, is key, compounding rewards disciplined, long-term SIP investors with substantial gains
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