Want To Transfer Your Home Loan? Here's Everything You Should Know
Business | NDTV Profit Team | Friday August 24, 2018
These days there are various factors, which institutions take into account before processing the transfer of a loan. Age, size of family, source of income, marital status, stability of employment, CIBIL score, regularity of filing of tax returns are few of them.
Five Habits Highly Effective Credit Card Users Have In Common
Business | Creditvidya.com | Saturday July 23, 2016
A good CIBIL score of 750 (out of 900) is considered utterly necessary today when credit has become indispensable to our lives. But did you know that in order to get a loan or a credit card approved it is mandatory to maintain a good CIBIL score?
CIBIL To Provide One Free Credit Report A Year: Raghuram Rajan
Business | NDTV Profit Team | Monday July 18, 2016
Credit Information Bureau of India (CIBIL) will start providing individuals with one free credit report a year, Reserve Bank chief Raghuram Rajan said today.
Why Paying Credit Card Bills On Time May Not Be Enough
Business | Creditvidya.com | Sunday August 28, 2016
Credit utilisation ratio is important because after the repayment history this is the biggest contributor that makes or breaks the CIBIL score of an individual.
Five Tips To Help You Use Credit Card Wisely
Business | Creditvidya.com | Sunday May 1, 2016
Credit cards have become nearly omnipresent in our lives today. It is quite possible that you already have a credit card or two or intend to take one shortly. Credit cards, as you may have often heard or read are made out to be rather villainous and the cautious among you may feel that you are better off without one as you are not keen to step into...
Applying For A Job In SBI? Check Your Credit History
Business | Press Trust of India | Sunday April 24, 2016
If you want to apply for a job at State Bank of India (SBI), the country's largest lender, any loans- or credit card payments-related default will render you ineligible.
You Can Stop Your CIBIL Score From Declining
Business | Creditvidya.com | Sunday March 27, 2016
Your CIBIL score may just be a three-digit number but in today's date has immense significance in your life. If you maintain a high CIBIL score of 750 and above out of 900 at all times, you can be assured that you will get access to timely credit at competitive rates.
Four Easy Tips You Can Use for a Good CIBIL Score
Business | Creditvidya.com | Friday February 5, 2016
A good CIBIL score is the first stepping stone to getting any loan sanctioned. A CIBIL score could be a deal breaker or could get you concessions and privileges - this three digit number is important.
The Truth About Pre-Approved Credit Cards
Business | Creditvidya.com | Saturday September 19, 2015
There is no denying the fact that credit is easily available in the form of plastic today. For the uninitiated credit cards are a ticket to heaven, especially if it's a pre-approved one. But before you think its time for you to buy the new phone you have been eyeing or go on a long cherished vacation with your new card, hold on. Do you really know ...
Not Getting a Loan Because of Credit Card Default? Read This
Business | Harshala Chandorkar, CIBIL | Friday August 14, 2015
If a customer partly pays the dues and settles a loan or credit card then the status will reflect as 'settled' in his credit report.
Credit Score Can Impact Your Employment Prospects
Business | Creditvidya.com | Sunday August 9, 2015
bad credit score in general is seen as an irresponsible behaviour of an individual. Inability to pay on time reflects that the person is not capable of take care of things.
Joint Home Loan: Few Things to Know
Business | Harshala Chandorkar, CIBIL | Saturday August 1, 2015
Sometimes you may want to buy a house of a greater value, but you may not be eligible for a higher amount of loan from the bank. This is where opting for a joint loan comes handy.
Why Settling Your Credit Won't Impress Lenders
Business | Sunday July 5, 2015
Do you stuff your wallet with cash or prefer a card instead? Most of us prefer plastic money because it is convenient to carry and can be swiped almost everywhere these days. But if not used diligently, you can get into a mess. Read on to know more.
How is Your CIBIL Score Calculated?
Business | Sunday June 21, 2015
Your CIBIL Report and CIBIL TransUnion Score not only determine whether or not you qualify for a loan, but it may also have an impact on the terms and conditions on which you can avail the loan.
How Many Credit Cards Should You Have? Read This
Business | Creditvidya.com | Friday August 21, 2015
If you have hoarded many credit cards, it also means you have multiple options for swiping. To encourage customers to gather reward points, card companies are constantly coming up with offers. Many times, the deal seems so enticing that we end up swiping the card for it.
Want To Transfer Your Home Loan? Here's Everything You Should Know
Business | NDTV Profit Team | Friday August 24, 2018
These days there are various factors, which institutions take into account before processing the transfer of a loan. Age, size of family, source of income, marital status, stability of employment, CIBIL score, regularity of filing of tax returns are few of them.
Five Habits Highly Effective Credit Card Users Have In Common
Business | Creditvidya.com | Saturday July 23, 2016
A good CIBIL score of 750 (out of 900) is considered utterly necessary today when credit has become indispensable to our lives. But did you know that in order to get a loan or a credit card approved it is mandatory to maintain a good CIBIL score?
CIBIL To Provide One Free Credit Report A Year: Raghuram Rajan
Business | NDTV Profit Team | Monday July 18, 2016
Credit Information Bureau of India (CIBIL) will start providing individuals with one free credit report a year, Reserve Bank chief Raghuram Rajan said today.
Why Paying Credit Card Bills On Time May Not Be Enough
Business | Creditvidya.com | Sunday August 28, 2016
Credit utilisation ratio is important because after the repayment history this is the biggest contributor that makes or breaks the CIBIL score of an individual.
Five Tips To Help You Use Credit Card Wisely
Business | Creditvidya.com | Sunday May 1, 2016
Credit cards have become nearly omnipresent in our lives today. It is quite possible that you already have a credit card or two or intend to take one shortly. Credit cards, as you may have often heard or read are made out to be rather villainous and the cautious among you may feel that you are better off without one as you are not keen to step into...
Applying For A Job In SBI? Check Your Credit History
Business | Press Trust of India | Sunday April 24, 2016
If you want to apply for a job at State Bank of India (SBI), the country's largest lender, any loans- or credit card payments-related default will render you ineligible.
You Can Stop Your CIBIL Score From Declining
Business | Creditvidya.com | Sunday March 27, 2016
Your CIBIL score may just be a three-digit number but in today's date has immense significance in your life. If you maintain a high CIBIL score of 750 and above out of 900 at all times, you can be assured that you will get access to timely credit at competitive rates.
Four Easy Tips You Can Use for a Good CIBIL Score
Business | Creditvidya.com | Friday February 5, 2016
A good CIBIL score is the first stepping stone to getting any loan sanctioned. A CIBIL score could be a deal breaker or could get you concessions and privileges - this three digit number is important.
The Truth About Pre-Approved Credit Cards
Business | Creditvidya.com | Saturday September 19, 2015
There is no denying the fact that credit is easily available in the form of plastic today. For the uninitiated credit cards are a ticket to heaven, especially if it's a pre-approved one. But before you think its time for you to buy the new phone you have been eyeing or go on a long cherished vacation with your new card, hold on. Do you really know ...
Not Getting a Loan Because of Credit Card Default? Read This
Business | Harshala Chandorkar, CIBIL | Friday August 14, 2015
If a customer partly pays the dues and settles a loan or credit card then the status will reflect as 'settled' in his credit report.
Credit Score Can Impact Your Employment Prospects
Business | Creditvidya.com | Sunday August 9, 2015
bad credit score in general is seen as an irresponsible behaviour of an individual. Inability to pay on time reflects that the person is not capable of take care of things.
Joint Home Loan: Few Things to Know
Business | Harshala Chandorkar, CIBIL | Saturday August 1, 2015
Sometimes you may want to buy a house of a greater value, but you may not be eligible for a higher amount of loan from the bank. This is where opting for a joint loan comes handy.
Why Settling Your Credit Won't Impress Lenders
Business | Sunday July 5, 2015
Do you stuff your wallet with cash or prefer a card instead? Most of us prefer plastic money because it is convenient to carry and can be swiped almost everywhere these days. But if not used diligently, you can get into a mess. Read on to know more.
How is Your CIBIL Score Calculated?
Business | Sunday June 21, 2015
Your CIBIL Report and CIBIL TransUnion Score not only determine whether or not you qualify for a loan, but it may also have an impact on the terms and conditions on which you can avail the loan.
How Many Credit Cards Should You Have? Read This
Business | Creditvidya.com | Friday August 21, 2015
If you have hoarded many credit cards, it also means you have multiple options for swiping. To encourage customers to gather reward points, card companies are constantly coming up with offers. Many times, the deal seems so enticing that we end up swiping the card for it.
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