Savings Accounts

• 

  Rs 5 Lakh In A Savings Account: How Much Interest Will You Earn In A Year?

  Understanding how returns compound your money can help you save a little more than usual.

• 

  Money Sitting Idle In Bank? Sweep-In Fixed Deposit Can Be The Answer

  A sweep-in FD doesn't offer a higher interest rate than a regular FD. Its attraction is access to money without having to disrupt the entire deposit.

• 

  Are You Losing Money in Your Savings Account? June 2026 Interest Rates Compared

  Most people tend to store their additional funds in these accounts, which offer modest rates compared to other products such as fixed deposits.

• 

  Is Your Savings Account Making You Poorer? Here's The Real Math

  A savings account solves for immediacy in a way no other instrument fully does. But beyond that narrow role, its utility drops off quickly.

• 

  What Happens If You Don't Maintain Minimum Balance In Your Account?

  If your bank balance goes below the minimum average monthly limit, you may incur fees and lose access to some services. Some lenders may freeze or mark your account as dormant.

• 

  Minimum Balance Rules: ICICI Bank vs SBI vs Bank Of Baroda vs PNB vs Other PSU Banks — Details Here

  Failing to maintain a minimum balance in the savings account typically leads to penalties from the lenders.

• 

  Savings Account vs Liquid Mutual Fund: Where Should You Park Idle Cash?

  Here is a comparison of savings accounts and liquid mutual funds to understand which short-term option suits your financial needs best.

• 

  With Saving Rates Dipping As Low As 2.5%, Here Are Five Alternate Spots To Park Liquid Cash

  These planners identify alternative investment designed to make your liquid money work better, with notably higher returns

• 

  Bank of India Cuts Savings Deposit Rate

  The lender also reduced the interest rate on green deposits, and pointed out that a 999-day deposit will earn 6.70% now against 7% earlier.

• 

  HDFC Bank Cuts Fixed Deposit, Savings Account Interest Rates Second Time

  The fixed deposit interest rate offered for deposits less than Rs 3 crore, applicable since June 25, stands at 5.75% for a one-year period, as per the lender's website.

• 

  Beat Low Interest: Four Smarter Alternatives To Savings Accounts

  Investors can keep enough funds in a savings account for emergencies and invest the rest in these alternatives.

• 

  Savings Account Interest Rates April 2025: ICICI Bank Vs HDFC Vs Axis Bank Vs SBI

  Last week, the RBI’s Monetary Policy Committee reduced lending rates for commercial banks by 25 basis points to 6%.

• 

  Savings Account Interest Rates Of India's Top Banks—Why The Benefit Is Temporary

  Opting for the bank offering the highest interest rate will temporarily benefit the account holder, but this may not be a permanent advantage.

• 

  Fixed Deposit Or Savings Account: Where Should You Park Your Money To Make The Most Of It?

  This comprehensive guide will help you navigate the differences between Fixed Deposits and Savings Accounts, and why Bajaj Finance Fixed Deposit stands out as a superior choice.

• 

  How To Instantly Open SBI Savings Account Without Minimum Balance Requirement

  State Bank of India (SBI) will not charge a penalty for failing to maintain minimum balance in an Insta Savings Account - opened and operated through mobile app YONO - till August 2018.