Cibil Report

The closer your credit score gets to 900, the better it is for the approval of loans and other credit instruments.

Once you get access to your CIBIL score and credit report, check for any errors and go through the factors that influence your score.

A credit report is a record of the activity on credit accounts. It is generated on the basis of credit information collected from member banks and credit institutions over a period of time. Credit score (commonly known as CIBIL Score) is an objective measurement of creditworthiness based on credit report information.

Credit Information Bureau of India (CIBIL) will start providing individuals with one free credit report a year, Reserve Bank chief Raghuram Rajan said today.

Sometimes you may want to buy a house of a greater value, but you may not be eligible for a higher amount of loan from the bank. This is where opting for a joint loan comes handy.

Do you stuff your wallet with cash or prefer a card instead? Most of us prefer plastic money because it is convenient to carry and can be swiped almost everywhere these days. But if not used diligently, you can get into a mess. Read on to know more.

Your CIBIL Report and CIBIL TransUnion Score not only determine whether or not you qualify for a loan, but it may also have an impact on the terms and conditions on which you can avail the loan.

If you have hoarded many credit cards, it also means you have multiple options for swiping. To encourage customers to gather reward points, card companies are constantly coming up with offers. Many times, the deal seems so enticing that we end up swiping the card for it.

In the desperation to make things right, one may end up making some mistakes that actually do more harm than good.

A good CIBIL report and a high CIBIL TransUnion score can be your gateway to building a prosperous future.

Becoming a guarantor for a loan is a huge responsibility. It means you are providing a guarantee to the lender that you shall repay the debt of the borrower if he is unable to do so. But what if you decide, after some time, that you want to be relieved?

As summer approaches, it's time to pull out that large hat, put on those shades, pack that bag and head to someplace cooler. And if the hot sun isn't enough of an excuse, then your credit card rewards definitely are. You can make the most of the summer season with your reward points while planning your vacation.

Add-on cards mostly do not get a separate credit limit, it shares the credit limit on the principal holder's credit card.

Like any other loan, it is vital to know that an education loan is a credit facility provided to help one pursue his/her higher education.

Even after you have cancelled all your active credit cards, it may be a good idea to pull out your Cibil report after 30 days of the date on which you lost your card.

The closer your credit score gets to 900, the better it is for the approval of loans and other credit instruments.

Once you get access to your CIBIL score and credit report, check for any errors and go through the factors that influence your score.

A credit report is a record of the activity on credit accounts. It is generated on the basis of credit information collected from member banks and credit institutions over a period of time. Credit score (commonly known as CIBIL Score) is an objective measurement of creditworthiness based on credit report information.

Credit Information Bureau of India (CIBIL) will start providing individuals with one free credit report a year, Reserve Bank chief Raghuram Rajan said today.

Sometimes you may want to buy a house of a greater value, but you may not be eligible for a higher amount of loan from the bank. This is where opting for a joint loan comes handy.

Do you stuff your wallet with cash or prefer a card instead? Most of us prefer plastic money because it is convenient to carry and can be swiped almost everywhere these days. But if not used diligently, you can get into a mess. Read on to know more.

Your CIBIL Report and CIBIL TransUnion Score not only determine whether or not you qualify for a loan, but it may also have an impact on the terms and conditions on which you can avail the loan.

If you have hoarded many credit cards, it also means you have multiple options for swiping. To encourage customers to gather reward points, card companies are constantly coming up with offers. Many times, the deal seems so enticing that we end up swiping the card for it.

In the desperation to make things right, one may end up making some mistakes that actually do more harm than good.

A good CIBIL report and a high CIBIL TransUnion score can be your gateway to building a prosperous future.

Becoming a guarantor for a loan is a huge responsibility. It means you are providing a guarantee to the lender that you shall repay the debt of the borrower if he is unable to do so. But what if you decide, after some time, that you want to be relieved?

As summer approaches, it's time to pull out that large hat, put on those shades, pack that bag and head to someplace cooler. And if the hot sun isn't enough of an excuse, then your credit card rewards definitely are. You can make the most of the summer season with your reward points while planning your vacation.

Add-on cards mostly do not get a separate credit limit, it shares the credit limit on the principal holder's credit card.

Like any other loan, it is vital to know that an education loan is a credit facility provided to help one pursue his/her higher education.

Even after you have cancelled all your active credit cards, it may be a good idea to pull out your Cibil report after 30 days of the date on which you lost your card.