Can MTP be claimed from insurance?

Question
Can insurance claim be made for MTP (termination of pregnancy)?
Expert Answer
M
1. This will depend upon the terms and conditions spelled out in the policy, which is a legal contract binding on both parties. Many policies preclude such claim as an exception. 2. As additional information, in case the MTP procedure was carried out in a negligent manner, the doctor concerned can be sued for medical negligence.