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Can I take health insurance for an undisclosed disease?
Question
My wife has undergone radical mastectomy. I am interested in taking health insurance, as she is cancer free now. Will it still be classified as a pre-existing disease?
Expert Answer
D
Dr Deepak MendirattaMar 21, 2006
Health Insurance, Max Healthcare Institute Ltd, New Delhi
Yes, this will be classified as pre existing disease. While now there are some health insurance policies wherein if you disclose the pre existing disease, after a defined moratorium period (waiting period) it can be covered. You can look up Oriental insurance, ICICI Lombard for such policies.
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