Credit Deposit Ratio

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  RBI Relaxes Cash Rules For Banks As Credit Crunch Fears Persist

  Banks currently have to buy government bonds worth about 19.5 per cent of their deposits as a part of their statutory liquidity ratio (SLR).

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  HDFC Bank's Q4 Profit Jumps 20%, Bad Loan Ratio Eases

  India's biggest private sector lender by market value surprised with 24 per cent jump in net interest income (interest earned on loans minus interest given on deposits). Analysts said rising NII is good for the banking system as it indicates robust credit growth.

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  50 Basis Points Cut in SLR is Symbolic: Deven Choksey

  Instead, the Reserve Bank of India cut the statutory liquidity ratio (SLR) - or the amount of bonds that lenders must set aside - by 50 basis points to 21.5 per cent of deposits from the two-week cycle starting on Feb. 7 in a bid to spur banks to inject more credit into the economy.

• Credit-deposit ratio unlikely to slip under 75 per cent this fiscal year: DBS

  Though both credit and deposit growth hit new lows in FY2014 at 13.4 per cent and 14 per cent, respectively, the credit-deposit ratio of banks is unlikely to ease below 75 per cent, according to Singaporean brokerage DBS.

• DBS sees credit deposit ratio remaining high for long

  As on September 6, the credit-deposit (CD) ratio in the banking sector stood at nearly 78 per cent, which later shot up to a record high of 83.34 per cent year-to-date.

• Narrowing credit-deposit gaps to ease liquidity: Nomura

  The gap between credit and deposit growth has narrowed, which should ease the pressures on liquidity, foreign brokerage Nomura said on Thursday.

• Highlights of RBI credit policy

  Highlights of the credit policy for 2012-13.

• RBI cuts repo rate by a steep 0.50%, first rate cut in 3 years

  The Reserve Bank of India cut repo rates by 0.50 per cent to 8.0 per cent. The cash reserve ratio, the percentage of deposits kept by banks with RBI, was left unchanged at 4.75 per cent.