Why Millions Of Indians Still Pay High Interest On Loans | Sachin Seth At NDTV World Summit 2026

At the NDTV World Summit 2026, Sachin Seth, Regional MD of CRIF India & South Asia, explains India's credit gap and why millions of people remain outside the formal financial system. He discusses how access to credit, high interest rates, credit scores and fragmented digital infrastructure affect borrowers, especially vulnerable households and small businesses. He also explores how better use of data and connected digital systems could make lending more affordable, improve credit access and support India's economic growth.