Personal Finance Management

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  Noida Man's Expense Breakdown Sparks Debate On Savings And Lifestyle Choices

  Many users joined the discussion and shared details about their own monthly expenses and savings.

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  I Shared My Salary, EMI And Expenses With ChatGPT - Here’s The Financial Plan It Created

  To improve my financial situation, I asked ChatGPT for guidance on better money management. In response, it suggested creating a clear monthly budget, reducing unnecessary expenses, and prioritising savings.

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  'One Wrong Connection Can Burn Down Everything': CA Shares On How To Avoid Financial Short-Circuits

  According to CA Nitin Kaushik, investors should stay wary of emotional spending, impulsive market moves and unchecked lifestyle inflation.

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  How To Build A Rs 1 Crore Corpus By 2040 With Just Rs 150 Per Day

  The past returns of mutual funds indicate that even modest SIP investments as small as Rs 150 per day could be helpful in building a Rs 1 crore corpus.

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  Kids And Money: How To Teach Children About Saving After Their Diwali Gifts

  Turn the excitement of Diwali gifts into an opportunity for kids to learn saving before spending.

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  Diwali 2025 Investment Strategy: Where To Invest Rs 5 Lakh Now?

  Deciding where to invest Rs 5 lakh depends on your risk appetite, investment horizon and financial goals.

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  Got Big Inheritance From Your Grandparents? Here’s How To Manage It Wisely

  A big inheritance can change your life forever, but you need to manage it wisely for long-term benefits.

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  'Stuck In A Loop': Reddit User With Rs 40 Lakh Loan And Job Loss Asks For Advice

  The user said that they have been dealing with a huge loan as well as job rejections.

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  HDFC Bank Cuts Lending Rates: Check New Rates

  HDFC Bank has cut its MCLR by up to 5 basis points on select tenures, with rates now ranging from 8.55% to 8.75%, effective Aug. 7.

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  Fixed Deposit Rates In August 2025: Top Banks Offer Up To 7.5% Returns, Check Details

  Post repo rate cut, many banks have lowered their interest rates on fixed deposits, but some continue to offer returns ranging from 6% to 7% per annum.

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  Gold Vs SIP: What Rs 5,000 Per Month Investment Can Grow Into In 15 Years?

  While returns are also not certain in gold, they are considered safer investment options than mutual funds.

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  TCS Layoffs: Smart Financial Moves To Survive Job Loss And Stay Secure

  In the event of a job loss, prioritise financial security by taking a few simple steps to manage your budget, debts and investments.

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  EPF Interest Status: How To Check If It Has Been Credited To Your Account

  EPF interest amount is calculated based on the running balance every month, but it is credited to the member’s accounts after the end of the financial year.

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  Investment Decisions — Involving Next Gen And Guiding Their First Steps

  Here's how to help children understand the value of money and build a strong foundation for managing finances.

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  Investment Decisions — Involving Next Gen And Guiding Their First Steps

  Here's how to help children understand the value of money and build a strong foundation for managing finances.