Micro Loans
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Paying Every EMI On Time? Multiple Small Loans May Still Hurt Your Credit Score
Every time a person applies for a loan, the lender checks credit report. This is a hard inquiry, and such inquiries affect borrower's credit profile.
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Opinion | Andhra Man's Suicide And The Menace Of Illegal Loan Apps
Loan apps are used heavily in rural and semi-rural areas, where formal banking systems are scarce. They target disadvantaged sections of society, that is, people with meagre incomes who are ineligible to obtain credit from established platforms.
-
Paying Every EMI On Time? Multiple Small Loans May Still Hurt Your Credit Score
Every time a person applies for a loan, the lender checks credit report. This is a hard inquiry, and such inquiries affect borrower's credit profile.
-
Opinion | Andhra Man's Suicide And The Menace Of Illegal Loan Apps
Loan apps are used heavily in rural and semi-rural areas, where formal banking systems are scarce. They target disadvantaged sections of society, that is, people with meagre incomes who are ineligible to obtain credit from established platforms.
