Home Loan
-
{
- All
- News
- Videos
-
750 Credit Score, Rs 24 Lakh Salary: Why Was The Home Loan Rejected?
A Rs 24 lakh salary and 750 credit score don't guarantee home loan approval. Explore how existing EMIs, job stability, income structure and property documents can affect your loan eligibility.
-
'Not In the Current Job Market': What Reddit Users Have To Say On 20-Year Home Loan Question
The discussion centres on a question many salaried professionals may be asking themselves - is it wise to take on a large financial commitment when future employment and income are uncertain?
-
Buying A House In Five Years? How Much Of Your Monthly Savings Should Go Into An SIP?
Planning to buy a house in five years? Discover how monthly SIP investments can help you build your down payment while balancing investment risks and financial security.
-
Home Loan Planning: Why Does The Down Payment Matter More Than The Loan?
A smart down payment can reduce your home loan EMI, save lakhs in interest, and ease financial stress. Learn how to balance your upfront payment with your savings.
-
Rs 50 Lakh Home Loan: How Much Interest Could You Save With One Extra EMI A Year?
Discover how paying one extra EMI annually on a Rs 50 lakh home loan at 8.5% interest could help you save around Rs 1.87 lakh in interest and repay your loan five months earlier.
-
Unable To Pay Your Home Loan: What Loan Restructuring Means And What Are Your Options?
Restructuring the loan does not lead to a change in the total amount you have to repay. It just changes how you make the payments.
-
Can't Save Enough For A Home Down Payment? 3 Ways To Build Your Fund
Down payment is only part of the money a buyer needs. Stamp duty, registration, moving expenses and furnishing can add to the upfront cost.
-
Rs 1 Crore Net Worth, Rs 70 Lakh Home Loan: Is The Investor Really Wealthy?
Owning a home is not just about paying EMIs. There are many additional, recurring costs involved that can change how your debt period plays out.
-
RBI Repo Rate Hike: Should You Pay More EMI Or Extend Home Loan Tenure?
Paying a higher EMI can reduce the interest paid over the life of a loan. Extending the tenure can ease monthly cash-flow pressure.
-
Two Names On A Loan: What Couples Should Know Before Taking A Joint Home Loan
A joint home loan can help couples qualify for a larger loan, claim separate tax benefits and save on stamp duty. But both borrowers are responsible for repayment, making it important to understand the benefits and risks before applying.
-
Is Buying A Rs 80 Lakh House On A Rs 1.35 Lakh Salary A Good Financial Decision?
While homeownership is a highly sought after goal in India as it offers stability, you need to ensure that it doesn't put significant pressure on your cash flows.
-
Fixed vs Floating Home Loan: Which Becomes More Attractive After RBI Rate Hike?
With inflation concerns and global risks pushing up crude oil prices, the RBI’s decision means borrowers are set to face higher costs.
-
Home Loan vs FD: How 25-Bps Repo-Rate Hike Affects Rs 50 Lakh
The RBI has raised the repo rate by 25 basis points to 5.50%. Here's how the rate hike could affect a Rs 50 lakh floating-rate home loan and a fresh Rs 50 lakh fixed deposit.
-
Home Loan EMI Calculator: Impact Of RBI Rate Hike On Rs 15L, Rs 25L, Rs 30L, Rs 50L, Rs 75L and Rs 1 Crore Loans
The RBI’s Monetary Policy Committee, which held its three-day meeting from Oct. 5 to 7, took the decision after reviewing aspects such as inflation and economic growth.
-
RBI Repo Rate Hike: Will Home Loan EMIs Rise? What Borrowers Should Know
Since the RBI has hiked the interest rate by 0.25%, this means that banks are likely to increase their lending rates by a similar margin.
-
750 Credit Score, Rs 24 Lakh Salary: Why Was The Home Loan Rejected?
A Rs 24 lakh salary and 750 credit score don't guarantee home loan approval. Explore how existing EMIs, job stability, income structure and property documents can affect your loan eligibility.
-
'Not In the Current Job Market': What Reddit Users Have To Say On 20-Year Home Loan Question
The discussion centres on a question many salaried professionals may be asking themselves - is it wise to take on a large financial commitment when future employment and income are uncertain?
-
Buying A House In Five Years? How Much Of Your Monthly Savings Should Go Into An SIP?
Planning to buy a house in five years? Discover how monthly SIP investments can help you build your down payment while balancing investment risks and financial security.
-
Home Loan Planning: Why Does The Down Payment Matter More Than The Loan?
A smart down payment can reduce your home loan EMI, save lakhs in interest, and ease financial stress. Learn how to balance your upfront payment with your savings.
-
Rs 50 Lakh Home Loan: How Much Interest Could You Save With One Extra EMI A Year?
Discover how paying one extra EMI annually on a Rs 50 lakh home loan at 8.5% interest could help you save around Rs 1.87 lakh in interest and repay your loan five months earlier.
-
Unable To Pay Your Home Loan: What Loan Restructuring Means And What Are Your Options?
Restructuring the loan does not lead to a change in the total amount you have to repay. It just changes how you make the payments.
-
Can't Save Enough For A Home Down Payment? 3 Ways To Build Your Fund
Down payment is only part of the money a buyer needs. Stamp duty, registration, moving expenses and furnishing can add to the upfront cost.
-
Rs 1 Crore Net Worth, Rs 70 Lakh Home Loan: Is The Investor Really Wealthy?
Owning a home is not just about paying EMIs. There are many additional, recurring costs involved that can change how your debt period plays out.
-
RBI Repo Rate Hike: Should You Pay More EMI Or Extend Home Loan Tenure?
Paying a higher EMI can reduce the interest paid over the life of a loan. Extending the tenure can ease monthly cash-flow pressure.
-
Two Names On A Loan: What Couples Should Know Before Taking A Joint Home Loan
A joint home loan can help couples qualify for a larger loan, claim separate tax benefits and save on stamp duty. But both borrowers are responsible for repayment, making it important to understand the benefits and risks before applying.
-
Is Buying A Rs 80 Lakh House On A Rs 1.35 Lakh Salary A Good Financial Decision?
While homeownership is a highly sought after goal in India as it offers stability, you need to ensure that it doesn't put significant pressure on your cash flows.
-
Fixed vs Floating Home Loan: Which Becomes More Attractive After RBI Rate Hike?
With inflation concerns and global risks pushing up crude oil prices, the RBI’s decision means borrowers are set to face higher costs.
-
Home Loan vs FD: How 25-Bps Repo-Rate Hike Affects Rs 50 Lakh
The RBI has raised the repo rate by 25 basis points to 5.50%. Here's how the rate hike could affect a Rs 50 lakh floating-rate home loan and a fresh Rs 50 lakh fixed deposit.
-
Home Loan EMI Calculator: Impact Of RBI Rate Hike On Rs 15L, Rs 25L, Rs 30L, Rs 50L, Rs 75L and Rs 1 Crore Loans
The RBI’s Monetary Policy Committee, which held its three-day meeting from Oct. 5 to 7, took the decision after reviewing aspects such as inflation and economic growth.
-
RBI Repo Rate Hike: Will Home Loan EMIs Rise? What Borrowers Should Know
Since the RBI has hiked the interest rate by 0.25%, this means that banks are likely to increase their lending rates by a similar margin.
