Bnpl

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  BNPL Vs Credit Card: What Should You Choose?

  Both Buy Now, Pay Later (BNPL) loans and credit cards allow users to avail debt for a specified period, but they differ in structure, flexibility and charges.

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  'Buy Now, Pay Later' Schemes: Are They Useful Or Another Debt-Trap In Disguise?

  'Buy Now, Pay Later' schemes allow consumers to buy products when they want, but defer payments till end of the time period stipulated by service providers

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  Australia to Regulate Buy Now, Pay Later Services as Consumer Credit Products With New Laws

  Australia said it would regulate buy-now-pay-later services as a consumer credit product under new laws, forcing BNPL providers to carry out background checks before lending in what would be one of the world's toughest regimes for the startup sector.

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  Apple Launches Apple Pay Later in US, Will Allow Users to Split Purchases Into 4 Interest-Free Payments

  Apple on Tuesday launched its "buy now, pay later" (BNPL) service in the US, a move that threatens to disrupt the fintech sector dominated by firms like Affirm Holdings and Swedish payments company Klarna.

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  RBI Bars Fintech Companies From Loading Cards Using Credit Lines: 10 Points to Understand the Move

  The Reserve Bank of India (RBI) has issued a notice to all non-bank entities offering payment instruments to restrict them from loading instruments including prepaid cards using credit lines. Fintech companies are currently assessing the situation.

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  RBI's New Rules Give Fintech Firms Wider Access To Credit Data

  A wider set of entities can now register themselves as 'specified user' and access data from credit information companies.

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  Thinkpad: You, Doing That Thing You Do...

  Thinkpad: The week was all about central banks 'doing that thing they do....'

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  Fin Or Tech? RBI Wants To Draw A Line

  From clamping down on risk sharing to suggesting oversight of tech, what will be the impact of the RBI panel's recommendations?

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  Buy Now, Pay Later = Celebrate Now, Worry Later

  Have a long shopping list this festive season? Fintech firms and lenders are trying to make sure you 'swipe now, think later'.

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  PayPal Heats Up Buy Now, Pay Later Race With $2.7-Billion Japan Deal

  PayPal said it would acquire Japanese buy now, pay later (BNPL) firm Paidy in a $2.7-billion (roughly Rs. 19,840 crores) largely cash deal, taking another step to claim the top spot in an industry witnessing a pandemic-led boom.

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  He Was Denied A Credit Card. His Revenge: He Built A Unicorn

  Russell Cummer was a credit trader at Goldman Sachs Group Inc. in Tokyo when he tried and failed to get a credit card.

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  As More People Opt For 'Buy Now, Pay Later' Schemes, Are Credit Cards On The Way Out?

  'Buy now, pay later' has many benefits compared to traditional credit cards, the one that attracts people the most is the absence of interest charges

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  Afterpay's $29-Billion Takeover by Square Throws Spotlight on 'Buy Now, Pay Later' Platforms

  The $29-billion takeover of Australia's "buy now, pay later" app Afterpay by US firm Square has thrown a spotlight on a sector that is growing rapidly and grabbing the attention of regulators.

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  Apple, Affirm Said to Launch Buy-Now-Pay-Later Programme in Canada

  Apple is said to be extending its "buy now, pay later" programme to Canada after its success in US, UK, and Europe. It allows people to pay for iPhone, Mac, and iPad over 12 to 24 months.

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  Apple Planning ‘Buy Now, Pay Later’ Service in Partnership With Goldman Sachs: Report

  Apple is reportedly working on a service that will let users pay for any Apple Pay purchase in instalments, sending shares of Afterpay and other 'buy now, pay later' (BNPL) companies sharply lower.