A cloudburst hit Dharali village in Uttarakhand's Uttarkashi district on Tuesday, triggering a catastrophic flash flood. The cloudburst occurred in the catchment area of the Kheer Ganga river. The raging waters carried mud, stones and debris sweeping away homes, shops and a school leaving at least 5 people dead and dozens missing. From Ramban in Jammu to Uttarkashi, hilly terrains in India have borne the brunt of catastrophic cloudbursts this year. Uttarakhand alone has witnessed two major cloudburst in a span of the last four months. Experts blame climate change and rampant over-construction in hilly areas for these occurrences.