"21 din me paise double (double your money in 21 days)" - When Raju learns about this get-rich-quick scheme, he convinces Shyam and Baburao Ganpatrao Apte. By selling their bungalow and borrowing some money, the trio invest Rs 1 crore in the 'Lakshmi Chit Fund' with the hope of getting Rs 2 crore in three weeks. However, 21 days later, they find themselves in financial ruin, having lost everything. This is the story of the Bollywood movie 'Phir Hera Pheri', which has come true in Bengaluru, where a couple from Kerala, Tomy and Shiny, have been accused of defrauding hundreds of people of crores by luring them with exceptionally high returns on their investments.