Cibil

Want To Transfer Your Home Loan? Here's Everything You Should Know

Business | Abhishek Jejani | Friday August 24, 2018

These days there are various factors, which institutions take into account before processing the transfer of a loan. Age, size of family, source of income, marital status, stability of employment, CIBIL score, regularity of filing of tax returns are few of them.

Parliamentary Panel For Amending Laws To Disclose Loan Defaulter Names

Business | Press Trust of India | Sunday March 26, 2017

Section 44 of the State Bank of India Act, 1955 as well as some other clauses of confidentiality in the relevant laws invariably prohibit disclosing the names of individuals who owe money to banks or are responsible for bad loans on account of their failure to repay.

Two-Wheeler, Durables Loans Most Hit By Demonetisation: Cibil

Business | Press Trust of India | Wednesday January 11, 2017

Demand for other consumer durable products, including credit cards and other auto loans, also declined sharply right after the November 8 demonetisation announcement.

Five Habits Highly Effective Credit Card Users Have In Common

Business | Creditvidya.com | Saturday July 23, 2016

A good CIBIL score of 750 (out of 900) is considered utterly necessary today when credit has become indispensable to our lives. But did you know that in order to get a loan or a credit card approved it is mandatory to maintain a good CIBIL score?

CIBIL To Provide One Free Credit Report A Year: Raghuram Rajan

Business | NDTV Profit Team | Monday July 18, 2016

Credit Information Bureau of India (CIBIL) will start providing individuals with one free credit report a year, Reserve Bank chief Raghuram Rajan said today.

Bank Of Baroda, ICICI Bank, Exit Cibil; TransUnion Holding Rises

Business | Press Trust of India | Monday July 4, 2016

With non-performing assets-saddled banks trying to raise money from sale of non-core assets, global credit information company TransUnion has raised its stake in its Indian subsidiary Cibil to 77.1 per cent by buying out ICICI Bank and Bank of Baroda's holding in it.

Planning To Gift An Add-On Credit Card? Here Is A Checklist

Business | Creditvidya.com | Saturday June 18, 2016

The add-on card holders generally enjoy the same privileges of use as the primary card holders, except that the responsibility of the payment rests with the primary card holder.

Why Paying Credit Card Bills On Time May Not Be Enough

Business | Creditvidya.com | Sunday August 28, 2016

Credit utilisation ratio is important because after the repayment history this is the biggest contributor that makes or breaks the CIBIL score of an individual.

Five Tips To Help You Use Credit Card Wisely

Business | Creditvidya.com | Sunday May 1, 2016

Credit cards have become nearly omnipresent in our lives today. It is quite possible that you already have a credit card or two or intend to take one shortly. Credit cards, as you may have often heard or read are made out to be rather villainous and the cautious among you may feel that you are better off without one as you are not keen to step into...

Applying For A Job In SBI? Check Your Credit History

Business | Press Trust of India | Sunday April 24, 2016

If you want to apply for a job at State Bank of India (SBI), the country's largest lender, any loans- or credit card payments-related default will render you ineligible.

Secrets To Building A Good Credit Score When You Are Young

Business | Creditvidya.com | Monday April 11, 2016

Every time you apply for a loan or a credit card, the concerned lender is good to be looking at your CIBIL score.

You Can Stop Your CIBIL Score From Declining

Business | Creditvidya.com | Sunday March 27, 2016

Your CIBIL score may just be a three-digit number but in today's date has immense significance in your life. If you maintain a high CIBIL score of 750 and above out of 900 at all times, you can be assured that you will get access to timely credit at competitive rates.

Four Easy Tips You Can Use for a Good CIBIL Score

Business | Creditvidya.com | Friday February 5, 2016

A good CIBIL score is the first stepping stone to getting any loan sanctioned. A CIBIL score could be a deal breaker or could get you concessions and privileges - this three digit number is important.

Applying for a Home Loan? Five Things to Know

Business | Creditvidya.com | Monday December 14, 2015

Opting for a home loan could be considered one of the most important financial decisions one makes. It helps create an asset which is dearest to many - a home! So, how does one ensure that he/she bags the best deal on home loans?

The Truth About Pre-Approved Credit Cards

Business | Creditvidya.com | Saturday September 19, 2015

There is no denying the fact that credit is easily available in the form of plastic today. For the uninitiated credit cards are a ticket to heaven, especially if it's a pre-approved one. But before you think its time for you to buy the new phone you have been eyeing or go on a long cherished vacation with your new card, hold on. Do you really know ...