In Indian logistics and transport, commercial vehicle drivers form the backbone of the economy. Whether you're driving a delivery van, an auto-rickshaw, or a large truck, transporting goods and passengers safely falls squarely on your shoulders.
Road safety isn't just a rule to follow—it's a lifestyle to adopt.
This blog outlines essential road safety habits and why investing in the right insurance, including auto rickshaw and commercial vehicle coverage, is just as critical.
The Responsibility of a Commercial Vehicle Driver
Commercial vehicle drivers, particularly those operating three-wheelers and small cargo vehicles, often navigate crowded streets, tight alleyways, and unpredictable traffic. They're responsible for the vehicle, goods and the safety of other road users. With that in mind, taking proactive steps towards safer driving can reduce accident risks and financial losses.
7 Key Safe Driving Habits to Adopt As a Commercial Vehicle Driver in India
Before hitting the road, every driver should develop and stick to a few fundamental safety routines:
1. Conduct Daily Vehicle Checks
Routine inspections help identify any mechanical faults before they become a problem. Check tyres, brakes, lights, mirrors, horn, and fluid levels every morning.
2. Avoid Overloading
Overloading is a major cause of breakdowns and road accidents. Follow weight regulations strictly, especially for three-wheeler goods carriers.
3. Obey Speed Limits
Speeding might save a few minutes, but it drastically increases the chances of accidents. Always drive within the prescribed speed limits.
4. Maintain a Safe Distance
Tailgating increases your chances of rear-end collisions. Keep a safe distance, especially in rainy or foggy conditions.
5. Stay Alert and Avoid Distractions
Using mobile phones while driving, fatigue, or even loud music can lead to loss of focus. Take breaks during long hauls and remain fully attentive.
6. Know Your Legal Responsibilities
Every commercial vehicle driver should have an up-to-date licence, pollution certificate, and registration documents. Also, having the proper insurance for your commercial vehicle isn't just a formality, it's a core safety habit. Whether you drive a delivery van or a three-wheeler goods carrier, commercial vehicle insurance protects you financially in case of accidents, theft, or third-party damage.
7. Weather-Proof Your Driving Strategy
India experiences various weather conditions, scorching summers, torrential monsoons, and foggy winters. Commercial vehicle drivers must adapt accordingly:
● During monsoons, reduce speed and use headlights. Wet roads can be slippery.
● In fog, use fog lights and drive slowly.
● In summer, ensure radiator coolant is sufficient to prevent overheating.
What to Do Immediately After an Accident?
Even the most experienced commercial drivers can face unexpected road incidents. Knowing how to respond calmly and correctly can protect lives, reduce damage, and ensure a smoother recovery process.
Here's a brief checklist to follow:
1. Ensure Safety: Check if any passengers or others involved need medical attention.
2. Call Authorities: Report the accident to the police and obtain a copy of the FIR.
3. Document the Scene: Take photos of damage, road conditions, and vehicle positions.
4. Inform Your Insurer: It's important to inform your insurer at the earliest after an incident.
Informing your insurer also speeds up the claims process and reduces downtime. One such provider, Digit Insurance, offers commercial motor insurance with an average repair approval time of just 12 hours 17 minutes, and over 90% of motor claims settled within 30 days, helping drivers get back on the road with minimal hassle.
Whether you're operating an auto-rickshaw, cargo three-wheeler, or light commercial vehicle, road safety is a non-negotiable aspect of your profession. Adopt disciplined driving habits, maintain your vehicle diligently, and ensure you're adequately covered with commercial vehicle insurance.
In an industry where time is money and safety is paramount, staying alert and insured helps you go the distance without detours.
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