- Shubhi Khandelwal and her husband spend around Rs 1.7 lakh monthly in Bengaluru
- Their rent and maintenance cost about Rs 60,000 per month
- Groceries cost Rs 13,000-Rs 14,000, with high-protein foods being a major part
Shubhi Khandelwal has shared a detailed breakdown of how she and her husband spend around Rs 1.7 lakh every month while living in Bengaluru. From rent and groceries to weekend outings and travel, Shubhi explained where their money goes and how they manage their expenses.
In a video shared on Instagram, Shubhi said their rent and maintenance cost around Rs 60,000 a month.
Their grocery expenses come to Rs 13,000-Rs 14,000, while their cook and maid cost Rs 8,000.
Shubhi shared that they spend around Rs 10,000 on weekend outings. Petrol and cabs account for another Rs 3,500, while they spend around Rs 3,000 on shopping and miscellaneous expenses.
According to Shubhi, travel is their biggest variable expense. She said they spend around Rs 9 lakh a year travelling together, which averages out to approximately Rs 75,000 a month. As a result, their average monthly expenses come to roughly Rs 1.7 lakh.
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She mentioned, "We track our expenses because knowing where your money goes helps you spend more intentionally. Spend on what matters to you without the guilt"
In the caption of the post, Shubhi provided more details about their expenses. Explaining the Rs 60,000 rent and maintenance expense, she said rental prices in Bengaluru vary significantly depending on the society. She wrote that a similar flat can cost very different amounts in different parts of the city.
Shubhi also explained their grocery expenses, saying a significant portion of their Rs 13,000-Rs 14,000 monthly bill goes towards high-protein foods.
She said a big chunk of the expense goes towards their high-protein essentials because whey protein, Greek yogurt, paneer, and other high-protein items add up quickly.
She further explained that their travel expenses are based on their spending over the past two years. Shubhi wrote that they have been travelling together for the last two years and tracking their trip expenses, so the figure is based on what they have actually spent over that period, averaged out monthly.
Shubhi said they track their expenses to understand where their money is going and make more intentional spending decisions. However, she clarified that they do not keep a running tally of who owes whom.
She wrote that they do track their expenses, but they are not tracking every rupee to figure out who owes whom.
