30-year-old Bengaluru techie considers Rs 2.7 crore 3BHK in JP Nagar with Rs 1.8 crore loan Couple earns Rs 5.1 lakh monthly, has Rs 20 lakh emergency fund and Rs 18,000 monthly rental income Apartment is 1,800 sq ft in an 8-year-old gated community with metro access and greenery