Statistics reveal that healthcare inflation in India is pegged at 15 per cent, which is much higher than the overall inflation figures looming over the economy. Besides, a majority of population in the country is either not keen in buying a health insurance policy or is not aware of it. Experts, Dr Nilesh Gautam, cardiologist with Asian Heart Institute; Joydeep Roy, CEO and whole-time director of L&T Insurance; Manasije Mishra, CEO of Max Bupa; Sanjay Kedia, country head and CEO of Marsh India; and Gopal Verma, managing director of E-Meditek, discuss the need of health insurance with the growing number of heart ailments in the country besides a large number of youth also reporting cases of heart-related issues every year while the medical treatment is getting dearer swiftly.