SBI ATM Card Rules: Cash Withdrawal Limit, Transaction Charges And Other Details
State Bank of India (SBI) offers several types of ATM-cum-debit cards. These ATM cards include the Classic Debit card, the Global International Debit card, the Gold International Debit card and the Platinum International Debit card. These SBI ATM cards enable customers to make cash withdrawals up to a certain limit. For example, SBI's Global International debit card allows customers to withdraw up to Rs 40,000 per day, and make online transactions up to Rs 75,000 per day, according to the bank's corporate website - sbi.co.in. The bank has also set certain charges for services such as issuance of the ATM-cum-debit cards.
Here are some of the charges set by SBI for services with respect to different ATM/debit cards:
SBI Classic Debit card
Here are the transaction limits applicable to the Classic Debit card, according to the SBI website:
| State Bank Classic Debit Card | Domestic | |
|---|---|---|
| Daily Cash Limit at ATMs | Minimum | Rs. 100/- |
| Maximum | Rs. 20,000/- | |
| Daily Point of Sales/Online transaction limit | Minimum | No such limit |
| Maximum | Rs. 50,000/- | |
Here are some of the charges applicable to the SBI Classic Debit card:
| Particulars | Charges* |
|---|---|
| Issuance Charges | Nil |
| Annual Maintenance Charges | Rs 125/- plus GST |
| Card Replacement Charges | Rs 300/- plus GST |
SBI Global International Debit card
Here are the transaction limits applicable to the SBI Global International Debit card, according to the bank's website:
| SBI Global International Debit Card | Domestic | International | |
|---|---|---|---|
| Daily Cash Limit at ATMs | Minimum | Rs. 100/- | Varies from ATM to ATM |
| Maximum | Rs. 40,000/- | Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 40,000/- | |
| Daily Point of Sales/ Online Transaction Limit | Minimum | No such limit | No such limit but subject to local regulations. |
| Maximum | Rs. 75,000/- | PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 75,000/- | |
| Online Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites. |
Here are the different types of charges levied by SBI from its customers using the Global International Debit card:
| Particulars | Charges* |
|---|---|
| Issuance Charges | Nil |
| Annual Maintenance Charges | Rs 175/- plus GST |
| Card Replacement Charges | Rs 300/- plus GST |
SBI's ATM-cum-debit cards can be used at any of its group ATMs, which include the ATMs of State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore, according to the bank's website.
