SIP Vs Step-Up SIP: Faster Route To Rs 1 Crore
Image: Unsplash
14 Mar 2026
Mutual funds offer investors exposure to equities while helping diversify investments and manage market risks effectively
Image: Unsplash
Systematic Investment Plans allow investors to contribute small monthly amounts and gradually build wealth over time
Image: Unsplash
SIPs rely on compounding, enabling long-term growth when investments remain consistent and disciplined for years
Image: Unsplash
Compared with fixed deposits, SIP investments in mutual funds may offer potentially higher long-term returns
Image: Unsplash
Financial experts suggest step-up SIPs to increase monthly contributions gradually as investors' income grows
Image: Unsplash
In step-up SIPs, investors raise their investment amount regularly, typically once every year
Image: Unsplash
Increasing contributions helps investments compound faster and potentially build a larger wealth corpus
Image: Unsplash
A Rs 15,000 monthly SIP with twelve percent returns could reach Rs 1 crore in eighteen years
Image: Unsplash
A similar investment through step-up SIP with ten percent annual increase may reach target faster
Image: Unsplash
Investors should consider inflation, risk tolerance and financial capacity before choosing SIP or step-up strategies
Image: Unsplash
Check More Stories
Image: Reuters
Image: Unsplash
Image: Unsplash
ndtv.com