Retirement Plan: How To Earn Rs 1 Lakh Monthly

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Retirement planning involves creating a stable, inflation-adjusted income stream for lifetime financial security needs

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Earning Rs 1 lakh monthly post-retirement requires a substantial corpus, around Rs 2-2.5 crore typically

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Starting early and investing regularly helps harness the power of compounding for retirement goals effectively

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A diversified investment portfolio combining growth, safety, and regular income is essential for retirement planning

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National Pension System (NPS) is a low-cost, tax-efficient retirement option with annuity benefits available

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Systematic Withdrawal Plan (SWP) allows fixed monthly withdrawals from mutual fund investments strategically

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Annuity plans provide regular payouts for life in exchange for a lump sum investment securely

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Senior Citizens' Saving Scheme and Post Office Monthly Income Scheme offer fixed returns and capital protection

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Rental income from properties can supplement retirement cash flow, but maintenance costs apply accordingly

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Disciplined investing, early planning, and regular portfolio reviews ensure achieving retirement financial goals successfully

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