Build Rs 3 Crore Corpus With SIP: An Investment Strategy

Image: Unsplash By: Nikhil Pandey Image: Unsplash [{ "selector": ".tcrip-a", "duration": "1000ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "opacity": 0, "visibility" :"visible"}, {"offset": 1, "opacity": "1", "visibility" :"visible"} ] }, { "selector": ".slrma-a", "duration": "1000ms", "fill": "forwards", "delay": "1000ms", "keyframes": [ {"offset": 0, "opacity": 0, "visibility" :"visible"}, {"offset": 1, "opacity": "1", "visibility" :"visible"} ] }, { "selector": ".wtrcn-a", "duration": "1000ms", "fill": "forwards", "delay": "2000ms", "keyframes": [ {"offset": 0, "opacity": 0, "visibility" :"visible"}, {"offset": 1, "opacity": "1", "visibility" :"visible"} ] }, { "selector": ".uifwr-a", "duration": "1000ms", "fill": "forwards", "delay": "2000ms", "keyframes": [ {"offset": 0, "opacity": 0, "visibility" :"visible"}, {"offset": 1, "opacity": "1", "visibility" :"visible"} ] }, { "selector": ".trdjk-a", "duration": "1000ms", "fill": "forwards", "delay": "2000ms", "keyframes": [ {"offset": 0, "opacity": 0, "visibility" :"visible"}, {"offset": 1, "opacity": "1", "visibility" :"visible"} ] }, { "selector": ".fdpjo-a", "duration": "1000ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "opacity": 0, "visibility" :"visible"}, {"offset": 1, "opacity": "1", "visibility" :"visible"} ] }]

SIP calculators help determine monthly investments needed to achieve financial goals like Rs 3 crore

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Consistent investing over 20-30 years can accumulate a substantial corpus through mutual funds

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To build Rs 3 crore in 20 years, invest Rs 30,026 monthly with 12% expected returns

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Extending the tenure to 25 years reduces monthly investment to Rs 15,809 for Rs 3 crore

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Investing for 30 years requires Rs 8,499 monthly to reach the Rs 3 crore target

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Longer investment horizons significantly reduce the monthly SIP amount needed for Rs 3 crore

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A well-diversified portfolio with large-cap, mid-cap, and small-cap funds can maximize returns

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Flexi-cap and multi-asset allocation funds can help manage risk in SIP investments

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Consulting a financial advisor can customize a suitable strategy for achieving Rs 3 crore

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SIP investments in mutual funds offer flexibility and potential for higher returns over traditional options

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