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Bank loans: Verbal assurances far from reality

PUBLISHED ON: November 15, 2006

   
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Like any young couple Sudha and Pramod Chikara had a dream to have a house of their own. In 2003, they began looking for a housing loan and their search ended with ICICI Bank. Pramod, a fighter pilot with the Indian Air Force was offered a loan of Rs 12 lakh and with it a personal accident insurance scheme. The deal was just too good.
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