By: Vaishali Kapila
Travelling can be thrilling, but unforeseen circumstances can arise, making travel insurance a vital aspect of your travel planning. Here's how to pick the right one.
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Determine the level of coverage you require based on your plans. Consider factors like destination and activities while making your decision.
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Adequate medical coverage is essential when travelling. Ensure your policy includes coverage for hospitalisation and medical evacuation.
Consider your travel frequency and choose between single-trip and annual policies. Annual policies can be cost-effective for frequent travellers.
Trip cancellations can lead to substantial financial loss. Make sure your policy includes coverage for cancellations due to unforeseen circumstances.
Some policies offer benefits like baggage loss, travel delays or personal liability. It's best to review what's included before choosing a policy.
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Know what's not covered by your policy. Certain exclusions, such as pre-existing medical conditions or high-risk activities, could leave you vulnerable.
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