How To Pick The Best Travel Insurance

By: Vaishali Kapila

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Travelling can be thrilling, but unforeseen circumstances can arise, making travel insurance a vital aspect of your travel planning. Here's how to pick the right one.

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Image Credit: Unsplash

Assess Your Needs

Determine the level of coverage you require based on your plans. Consider factors like destination and activities while making your decision.

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Image Credit: Unsplash

Mind The Medical Cover

Adequate medical coverage is essential when travelling. Ensure your policy includes coverage for hospitalisation and medical evacuation. 

Single Trip Vs Annual Cover

Consider your travel frequency and choose between single-trip and annual policies. Annual policies can be cost-effective for frequent travellers.

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Don't Overlook Cancellation

Trip cancellations can lead to substantial financial loss. Make sure your policy includes coverage for cancellations due to unforeseen circumstances.

Check Your Extras

Some policies offer benefits like baggage loss, travel delays or personal liability. It's best to review what's included before choosing a policy.

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Image Credit: Pexels

Watch Out For Exclusions

Know what's not covered by your policy. Certain exclusions, such as pre-existing medical conditions or high-risk activities, could leave you vulnerable.

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For more travel tips like these, click below.

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