Hasmukh Adhia (Finance Secretary): The message we wanted to give was when it came to helping the rural economy, we will not skimp on expenditure. When you insure a large group of people, the premiums come down. We can go for an insurance model or trust model. It will have a 60:40 sharing with states. It will combine with existing scheme of states. The allocation in the budget (for the health scheme) is a token provision. It will take at least six months to roll out.