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Currently, loans to individuals for up to Rs 28 lakh in metropolitan centres and Rs 20 lakh in other centres, can be classified under priority sector.

It is no surprise that crowdfunding has lately managed to draw interest not only from the philanthropic entities but also from creative professionals.

Insurance experts emphasise on the importance of due diligence before taking call on a motor insurance policy.

Axis Bank's overnight MCLR stands revised to 8.10% while for a period of three years, the bank will charge an MCLR of 8.75%.

NPS Withdrawal: The subscriber must have been investing for a minimum of three years to be able to withdraw money before superannuation.

Public provident fund (PPF) and fixed deposits (FDs) can be opened conveniently and offer good interest rates.

SBI ATM card charges range from Rs 5 plus GST to Rs 20 plus GST for any additional transactions beyond the free transactions allowed in a month, depending on factors such as the nature of transaction and type of ATM.

If such a proposal goes through, an individual will be able to invest in APY to earn a pension of Rs 10,000 per month after maturity. Currently, APY offers pre-defined returns, ranging from Rs. 1,000 per month to Rs. 5,000 per month.

Post offices offer savings accounts, recurring deposits (RDs) and fixed deposits (FDs). State Bank of India also offers the same options.

Debit cards eliminate the need to carry cash or physical checks to make purchases. Top lender State Bank of India (SBI), here, offers some advice.

State-run banks SBI (State Bank of India) and PNB (Punjab National Bank) and private sector lender ICICI Bank hiked their MCLRs to the tune of 10 basis points (bps) in early June.

Leading banks like State Bank of India (SBI), ICICI Bank and HDFC Bank offer you the option of opening a Zero Balance account.

Pradhan Mantri Mudra Yojana was launched by the Prime Minister Narendra Modi on April 8, 2015, for providing loans of up to Rs. 10 lakh to the non-corporate business units

NPS (National Pension System) and APY (Atal Pension Yojana) are government-run pension schemes with different features. While Atal Pension Yojana is focused on the unorganised sector, NPS is for all. Besides, entry age, contribution, returns and tax treatment are different too.

SBI (State Bank of India) offers various insurance schemes such as protection plans, retirement plans, child insurance plans, among others. SBI's Life Insurance Poorna Suraksha Plan for individuals offers comprehensive protection in case of death and critical illness, said SBI Life Insurance on its official website - sbilife.co.in. The plan also provides a lump sum payout providing financial support in case of diagnosis of any of the covered 36 critical illnesses and waiver of all future premiums, it further said. The holders of the policy are also eligible for income tax benefits or exemptions as per the applicable tax laws.