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Tatkal booking: The IRCTC Tatkal train ticket booking service opens at 10:00 am every day for air-conditioned (AC) class and at 11:00 am for non-AC class reservations, according to the Indian Railways' website - indianrail.gov.in.

Deposits in the post office National Savings Certificate (NSC) also qualify for deduction under Section 80C of the Income Tax Act

recurring deposit interest rate: Institutions such as small finance banks and post offices also offer the facility of recurring deposit account

Banks charge a penalty from customers who fail to maintain an average monthly balance in their savings account.

Post office PPF account: An investor needs a minimum of Rs. 100 to open the account but has to deposit Rs. 500 in a financial year

SBI NEFT charges, State Bank of India NEFT timings: State Bank of India has divided its NEFT charges on factors such as timing, amount and mode of transaction. For example, the country's largest bank charges a fee up to Rs 5 (plus taxes) per NEFT transaction carried out through internet or mobile banking, and up to Rs 25 (plus taxes) per NEFT transaction carried out by visiting a bank branch. State Bank of India charges a fee ranging from Rs 2.5 to Rs 25 per transaction (excluding taxes) for NEFT transfers from a bank branch, according to its corporate website -sbi.co.in.

State Bank of India (SBI) account ATM charges: SBI savings account holders with an MAB or monthly average balance - minimum balance - above Rs 25,000 are allowed unlimited ATM transactions at the bank's group ATMs, according to the bank's website. Customers with a monthly average balance up to Rs 25,000 in the previous month are allowed up 10 transactions free of cost in a month, according to the SBI website. SBI has set certain charges for any transactions above the permitted limit to customers. These charges range from Rs 5 to Rs 50 (excluding GST) for every financial transaction above the applicable threshold, and Rs 5-8 for every non-financial transaction, according to the SBI website (sbi.co.in).

The fixed deposit accounts which have a lock-in period of five or 10 years also offer income tax benefit under Section 80C of the Income Tax Act.

LIC: The LIC New Children's Money Back Plan can be purchased by any parent or grandparent for a child up to 12 years in age, for a minimum sum assured of Rs 1 lakh. This LIC policy does not have any upper limit for the sum assured, according to the insurer's website.

Post office interest rate: While an interest rate of 4 per cent is applicable on the deposit in the savings account, investment in the other savings schemes at the post office fetches interest at the rates to the tune of 7 per cent to 8.7 per cent, according to India Post, which operates a network of more than 1.5 lakh post offices across the country. Designated post office provide a range of deposit/investment options in the form of small savings schemes, among other financial products. India Post Payments Bank (IPPB) offers savings and current accounts, money transfer and direct benefit transfer services as well as bill/utility payments.

Provident fund account balance: Retirement fund body EPFO or Employees' Provident Fund Organisation allows EPF subscribers to access their passbook - which contains information on their account balance - electronically. EPF members can access their EPF account passbook through EPFO's member portal, epfindia.gov.in. EPF subscribers can also check the passbook through mobile app UMANG.

Investments made under the 5-year fixed deposit account qualifies for income tax benefits under Section 80C of the Income Tax Act

Private sector lenders such as HDFC Bank and ICICI Bank also offer limited number of transactions free of cost every month

IRCTC booking today: The Vikalp scheme is applicable for those holding train ticket bookings with a "waiting" status. Individuals remaining fully wait-listed after charting are considered for allotment in the alternative trains opted by them. Under the IRCTC Vikalp scheme, the transfer to an alternative train - opted by the user - can be for a departure between 30 minutes and 72 hours from the scheduled departure of the original train, according to IRCTC, the online ticketing arm of the Indian Railways.

SBI account interest rate, SBI loan interest rate: SBI has over the past few weeks changed interest rates applicable to certain savings bank accounts, fixed deposit accounts and home loan accounts. Here are some key details about what these changes - in in SBI interest rates on fixed deposits (FD), recurring deposits (RD), loans and savings account balances - mean for you.