SBI Classic Debit Card
SBI's Classic debit card is the most popular debit card offered by the bank. This card allows cash withdrawals up to Rs. 40,000 per day. The minimum amount that you can withdraw using this card is Rs 100. However, if you make online transactions or shop using your debit card at point of sales, a daily limit of Rs. 50,000 will be applicable, SBI said on its website. SBI does not charge anything for issuing this card. Annual maintenance charges (AMC) applicable on this card is Rs. 100 plus 18 per cent GST.
SBI Silver International Debit Card
Intended to promote cashless shopping, this card has a limit of Rs 75,000 for point of sales or e-commerce transactions. However, for ATM cash withdrawals, the maximum and minimum limit remains same as that of classic card at Rs 40,000 and Rs 100. Issuance charge for this card is nil but you have to pay an AMC of Rs 150 plus tax from the second year onwards.
SBI Gold International Debit Card
The Gold International Debit Card of SBI has a daily cash withdrawal limit of Rs 50,000. For international cash withdrawals, the limit will be equivalent of Rs 50,000 in local currency of that country. For online transactions and point of sales the maximum limit in this card is Rs 2,00,000. Issuance charge for this card is nil but an AMC of Rs 150 plus tax will be charged from second year onwards.
SBI Platinum International Debit Card
This card offers higher limits for both ATM and online transactions/point of sales purchase. You can withdraw up to Rs 1 lakh cash per day using this ATM-cum-debit card and online transactions of up to Rs 2 lakh per day is allowed in this card. SBI charges a fee of Rs 306 for issuing this card while AMC for this card is Rs 200 plus GST of 18%.
Other than the above four debit cards, SBI also offers two business debit cards, which allow higher ATM withdrawal and online transaction limit. Here are they:
SBI Pride Debit Card
This business debit card provides a daily cash withdrawal limit of Rs 1 lakh and online/PoS limit of Rs 2 lakh. This business card also allows cash deposits of Rs 49,900 per day at cash deposit machines. SBI charges no fees for issuing this card but the annual maintenance charge for this debit-cum-ATM card is Rs 300 plus tax.
SBI Premium Debit Card
The State Bank Premium Debit Card comes with a cash withdrawal limit of Rs 2 lakh per day and online /PoS transaction limit of Rs 5 lakh per day. These card holders can also deposit up to Rs 49,900 per day cash at SBI cash deposit machines. While, the issuance charge for this card is nil, an annual maintenance charge of Rs 300 plus tax will be charged from second year onwards on this card.