Savings and Investments

India Post offers both recurring deposits and term or fixed deposits under its banking products.

State Bank of India (SBI) said that the public provident fund (PPF) scheme offers an investment avenue with decent returns.

SBI fixed deposits: Premature withdrawal against is available; no maximum cap on the amount that can be invested.

A one-year fixed deposit in State Bank of India (SBI) fetches an interest rate of 6.40%; here's what small finance banks offer.

A minimum of Rs.500.00 subject to a maximum of Rs.1,50,000 per annum may be deposited in PPF accounts.

The PF subscribers are allowed to invest as much as 15% of the portfolio in equity, whereas NPS subscribers can invest upto 75%

The pension regulator PFRDA has introduced the rule to offer ease of operation for the benefit of National Pension System (NPS) subscribers.

The grandfather concept implies that all the capital gains accrued on equity/ mutual funds until January 31 will be exempt from taxation

Under NPS, individual savings are pooled into a pension fund invested by PFRDA-regulated professional fund managers into diversified portfolios.

On Akshaya Tritiya, women can choose between choker necklace, oversized earrings, statement necklace, floral fiesta, and vibrant bracelets

Putting all your money in one investment scheme or asset class is not wise, financial experts often say. Diversifying your portfolio is important.

Akshaya Tritiya 2018: In order to cash in on Akshaya Tritiya today, leading jewellers have lined up attractive offers for buyers.

If the settlement amount of your PF claim is over Rs 10 lakh, you may submit a physical form, said EPFO.

PPF deposits fetch interest rate of 7.6% p.a (compounded yearly) while interest rate on RD accounts is fixed at 6.9% p.a (quarterly compounded).

Interest rates on these small saving schemes are decided on a quarterly basis.