Savings and Investments

ATM Cash Withdrawal Limit For Major Banks And What They Charge

ATM Cash Withdrawal Limit For Major Banks And What They Charge

Edited by NDTV Business Desk | Wednesday August 17, 2022

Banks were allowed by the RBI to charge ₹ 21 per each extra transaction at the ATM beyond the monthly free limit, effective from 1 January 2022.

NPS (National Pension System): How Should Death Claims Be Handled If No Nominee Is Registered?

NPS (National Pension System): How Should Death Claims Be Handled If No Nominee Is Registered?

Edited by NDTV Business Desk | Monday August 15, 2022

The NPS is a voluntary retirement savings plan that aids investors in accumulating enough money for their retirement while they are still employed.

Pension Fund Body Enables UPI Payment For Pension Contributions

Pension Fund Body Enables UPI Payment For Pension Contributions

Press Trust of India | Friday August 12, 2022, New Delhi

Subscribers of two pension schemes of the Pension Fund Regulatory and Development Authority will be able to make contributions through UPI as well, the authority said on Friday.

PPF (Public Provident Fund): Investing Small Amounts Can Create A Corpus Fund

PPF (Public Provident Fund): Investing Small Amounts Can Create A Corpus Fund

Edited by NDTV Business Desk | Wednesday August 10, 2022, New Delhi

All residents of India are eligible for investing in the PPF scheme. Individuals can open a PPF account by visiting the online portals of banks.

Here's How PF (Provident Fund) Members Can Generate UAN (Universal Number) Online

Here's How PF (Provident Fund) Members Can Generate UAN (Universal Number) Online

Edited by NDTV Business Desk | Saturday August 06, 2022

The UAN is usually printed on the payslip; however, if the employer has not shared the 12-digit code with you, it can be generated online.

Salary Limit May Increase To Rs 21,000 For Retirement Benefits Under EPF (Employee Provident Fund)

Salary Limit May Increase To Rs 21,000 For Retirement Benefits Under EPF (Employee Provident Fund)

Edited by NDTV Business Desk | Sunday July 10, 2022

While the EPF is a lifetime deposit, there are provisions to withdraw money from the EPF early as well. 

'Sukanya Samriddhi Yojana'; Popular Small Deposit Scheme Details. Read

'Sukanya Samriddhi Yojana'; Popular Small Deposit Scheme Details. Read

Edited by NDTV Business Desk | Saturday July 09, 2022, New Delhi

Sukanya Samriddhi Yojana scheme is a small deposit scheme, which was launched by the Government as part of its "Beti Bachao Beti Padhao" campaign

Benefits Of Senior Citizens Savings Scheme, PPF (Public Provident Fund). Read

Benefits Of Senior Citizens Savings Scheme, PPF (Public Provident Fund). Read

Edited by NDTV Business Desk | Sunday July 03, 2022

PPF and post office savings schemes are among the most popular investment products for long-term investors

Pay Full And Final Settlement Within 2 Days: New Wage Code

Pay Full And Final Settlement Within 2 Days: New Wage Code

Edited by NDTV Business Desk | Thursday June 30, 2022

New wage code says, a company must pay the full and final settlement of wages and dues within two days of an employee's last working day.

Explained: Difference Between Income Tax and TDS (Tax Deducted At Source)

Explained: Difference Between Income Tax and TDS (Tax Deducted At Source)

Edited by NDTV Business Desk | Tuesday June 28, 2022

There is a lot of difference between income tax and TDS. Both the taxes have a different mechanism when it comes to computing them

Why Is It Important To Have A Nominee For A Bank Account? Read Here

Why Is It Important To Have A Nominee For A Bank Account? Read Here

Edited by NDTV Business Desk | Monday June 27, 2022

A nominee can be anyone close to you, like either of your parents, spouse or siblings, who can receive the proceedings on your behalf

What Does Each Item In Your Salary Slip Mean? Read

What Does Each Item In Your Salary Slip Mean? Read

Edited by NDTV Business Desk | Monday June 27, 2022

Salaried individuals receive salaries periodically from their employer, mostly on a particular date.

Want A Loan? Know How To Check Your CIBIL Credit Score

Want A Loan? Know How To Check Your CIBIL Credit Score

Edited by NDTV Business Desk | Monday June 27, 2022

Once you get access to your CIBIL score and credit report, check for any errors and go through the factors that influence your score.

How To Check PF (Provident Fund) Balance, Withdraw Money. Read

How To Check PF (Provident Fund) Balance, Withdraw Money. Read

Edited by NDTV Business Desk | Sunday June 26, 2022

Want to know how to check your provident fund (PF) balance and the interest transferred into your account? Read on.

How To Check Beneficiary List For Pradhan Mantri Gramin Awas Yojana

How To Check Beneficiary List For Pradhan Mantri Gramin Awas Yojana

Edited by NDTV Business Desk | Saturday June 25, 2022

The Pradhan Mantri Awas Yojana-Gramin (PMAY-G) began in November 2016 with a target of completing 2.7 crore houses.