Savings and Investments

Closing Your Savings Bank Account? Check These 5 Points

Closing Your Savings Bank Account? Check These 5 Points

Edited by Rahul Karunakar | Thursday September 29, 2022

Before closing a savings account, check a few details and follow simple steps for your financial security.

Employees' Provident Fund Organisation Adds 18.23 Lakh Subscribers In July

Employees' Provident Fund Organisation Adds 18.23 Lakh Subscribers In July

Press Trust of India | Tuesday September 20, 2022, New Delhi

Retirement fund body EPFO added 18.23 lakh new subscribers in July 2022, registering a 24.48 per cent rise as compared to the year-ago period, according to official data.

What Top Banks Charge For ATM, Debit Cards: All You Need To Know

What Top Banks Charge For ATM, Debit Cards: All You Need To Know

Edited by Rahul Karunakar | Tuesday September 20, 2022

Here are some of the common charges levied by the State Bank of India, Punjab National Bank, HDFC Bank and ICICI Bank.

More Pain For Borrowers As SBI Hikes Benchmark Lending Rate By 0.7% To 13.4%

More Pain For Borrowers As SBI Hikes Benchmark Lending Rate By 0.7% To 13.4%

Press Trust of India | Thursday September 15, 2022, New Delhi

The country's largest lender, State Bank of India (SBI), raised the Benchmark Prime Lending Rate (BPLR) by 70 basis points (or 0.7 per cent) to 13.45 per cent on Wednesday.

This Bank Launches Special Fixed Deposit Plan For Super Senior Citizens. Read

This Bank Launches Special Fixed Deposit Plan For Super Senior Citizens. Read

Edited by Rahul Karunakar | Tuesday September 13, 2022

For the same FD plan, regular account holders get a 7 per cent return whereas senior citizens are offered 7.5 per cent interest.

LIC's Senior Citizen Pension Plan: All You Need To Know About This Scheme

LIC's Senior Citizen Pension Plan: All You Need To Know About This Scheme

Edited by Rahul Karunakar | Friday September 09, 2022

Senior citizens have time till March 31, 2023, to sign up for the Pradhan Mantri Vaya Vandana Yojana (PMVVY)

NPS (National Pension Scheme) Rule Change: You Can't Use Credit Cards To Pay

NPS (National Pension Scheme) Rule Change: You Can't Use Credit Cards To Pay

Edited by Rahul Karunakar | Friday August 26, 2022

Are you paying NPS contributions via credit card? Here's what the latest rule updates mean for you.

Why A Personal Loan With A Longer Repayment Term Could Be A Better Choice

Why A Personal Loan With A Longer Repayment Term Could Be A Better Choice

Asian News International | Thursday August 25, 2022, New Delhi

A personal loan is an excellent choice for plenty of reasons.

Investment vs  Savings - Key Differences And Which To Choose When

Investment vs Savings - Key Differences And Which To Choose When

Asian News International | Tuesday August 23, 2022, New Delhi

Savings and investment are two different concepts that people usually misjudge. You need in-depth knowledge of both plans to see the difference between savings and investment.

How PPF (Public Provident Fund) Can Get You Big Returns. Read Here

How PPF (Public Provident Fund) Can Get You Big Returns. Read Here

Edited by Rahul Karunakar | Monday August 22, 2022

Investments in PPF are tax-free hence you can make additional savings every year while creating a corpus fund.

What It Costs To Educate A Child In India And How To Plan For It

What It Costs To Educate A Child In India And How To Plan For It

Edited by NDTV Business Desk | Monday August 22, 2022

Parents worry about being adequately prepared to support education for their children as prices continue to rise yearly.

Minimum Account Balance In These Major Banks And ATM Withdrawal Charges

Minimum Account Balance In These Major Banks And ATM Withdrawal Charges

Edited by NDTV Business Desk | Saturday August 20, 2022

Failure to meet the minimum balance requirements can lead to charges by the bank.

ATM Cash Withdrawal Limit For Major Banks And What They Charge

ATM Cash Withdrawal Limit For Major Banks And What They Charge

Edited by NDTV Business Desk | Wednesday August 17, 2022

Banks were allowed by the RBI to charge ₹ 21 per each extra transaction at the ATM beyond the monthly free limit, effective from 1 January 2022.

NPS (National Pension System): How Should Death Claims Be Handled If No Nominee Is Registered?

NPS (National Pension System): How Should Death Claims Be Handled If No Nominee Is Registered?

Edited by NDTV Business Desk | Monday August 15, 2022

The NPS is a voluntary retirement savings plan that aids investors in accumulating enough money for their retirement while they are still employed.

Pension Fund Body Enables UPI Payment For Pension Contributions

Pension Fund Body Enables UPI Payment For Pension Contributions

Press Trust of India | Friday August 12, 2022, New Delhi

Subscribers of two pension schemes of the Pension Fund Regulatory and Development Authority will be able to make contributions through UPI as well, the authority said on Friday.