
The sbicard.com enables you to calculate the benefits on the IRCTC SBI platinum card
Highlights
- IRCTC platinum card enables you to earn 4% of the value back points
- The fuel surcharge of 1% is waived off on all petrol pumps via IRCTC card
- Interest free credit period is allowed from 20 days to 50 days
The sbicard.com entitles you to ascertain the benefits on the IRCTC SBI platinum card. As you mention the details of total expenditure incurred on the train tickets along with the expenses incurred on petrol and other purchases, you can actually ascertain the total amount of benefits.

For instance, if you happen to spend Rs 10,000 on AC tickets in one quarter (See the visual above), and spend Rs 1,00,000 on fuel and another Rs 1,00,000 on the purchases on departmental stores, travel, electronic items, then you stand to receive the cash benefits amounting to Rs 1,380 and 1,630 reward points (See the visual below).

Photo Credit: SBIcard.co.in
The SBI Platinum card holder stands to earn Rs 180 on savings on transaction charges besides Rs 1,200 on fuel surcharge waiver.
Some of the benefits of IRCTC SBI Platinum Card:
A. One can save 1.8% transaction charges on railway ticket bookings on irctc.co.in
B. One will be spared to pay the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs 500 to Rs 3,000, exclusive of GST and other charges.
C. The card allows you to use the interest free credit period of anywhere between 20 days to 50 days. But this is applicable only on retail purchases and if previous month's outstanding balance is paid in full.
D. Besides this, one can access a cash advance limit of upto 80% of the credit limit, maximum upto Rs 12,000 per day.