Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a government-run health insurance scheme that offers a cover of up to Rs 5 lakh per family per year. The PM-JAY scheme provides hospitalisation for over 10.74 crore vulnerable families in a cashless and paperless manner at public and empanelled private hospitals, the National Health Agency (Ministry of Health and Family Welfare) said on its website, www.abnhpm.gov.in. The Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana policy has been devised to reduce the financial burden on poor and vulnerable groups arising out of hospitalisation needs to ensure their access to quality health services.
Here is all you need to know about Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PMJAY):
The PMJAY scheme aims to provide hospitalisation cover of up to Rs 5 lakh per entitled family per year and more than 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) covered across the country, according to the National Health Agency website.
The PMJAY is an entitlement-based scheme and no formal enrolment process is required.
Free treatment is available at all public and empanelled private hospitals. Cashless and paperless access to quality health care services is provided to all the beneficiaries.
Eligible beneficiaries can avail services across India for 1,350 medical packages covering surgery, medical and day care treatments, cost of medicines and diagnostics. All pre-existing diseases are also covered under the PMJAY scheme.
To check eligibility, one can contact the helpline 14555/1800111565 or visit the nearest Common Service Centres (CSC) or log in to the mera.pmjay.gov.in website. The same can also be checked at empanelled hospitals, the National Health Agency noted.
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