A deadline of March 31, 2018 has been set for linking of Aadhaar with bank accounts. Existing account holders were earlier required to seed their Aadhaar number - the 12-digit personal identification number also known as Unique Identity Number (UID) - into their bank accounts by December 31, 2017. The earlier deadline of December 31 also applied to linking of Aadhaar with PAN (Permanent Account Number) cards. Have you linked your bank account with Aadhaar number yet? Don't keep waiting till the list minute, say financial planners. Individuals holding bank accounts are advised to keep their communication address, including mobile number, updated in the banks' database, they add.
Banks have opened multiple channels to facilitate seeding of Aadhaar into bank accounts for their customers. These include SMS as well as online facilities, besides mobile apps. Here are a few examples.
How to link Aadhaar card with savings account via ATM
State Bank of India or SBI, for example, offers an ATM-based service to its customers for linking their bank accounts with Aadhaar. SBI customers can access any of the bank's ATMs to seed their Aadhaar with the bank account. India's largest bank has shared the following steps on its website - sbi.co.in - explaining the process. SBI also offers other options like app, SMS, branch visit and internet banking facilities for linking Aadhaar with savings accounts.
After swiping the ATM card and entering your PIN, Select the menu "Service - Registrations". Select Aadhaar Registration (or inquiry as per your need). Select the account type.
The user is then asked to enter his or her Aadhaar number.
Confirm the same by re-entering it, the bank explains on its website.
How to link Aadhaar with savings account through mobile app
ICICI Bank, India's largest private sector bank, for example, offers a mobile app - among other facilities - to assist its customers in the process of linking Aahdaar with the bank account.
Called iMobile, ICICI Bank's mobile app offers facilities such as payment through UPI (Unified Payment Interface). ICICI Bank has listed on its website steps to use the mobile app iMobile to link Aadhaar with the bank account:
Login to the app using the internet banking ID and password or four-digit PIN, says ICICI Bank.
Click on 'Services', and under the 'Instabanking Services' section, click on the 'Update Aadhaar' option.
Enter the 12-digit Aadhaar number (UID) and proceed by submitting the request.
ICICI Bank also offers other options for linking Aadhaar with savings account.
How to link Aadhaar with bank account via net banking
Login to HDFC Bank's net banking service. Select the 'request' section under the Accounts option and click ion 'View/Update Aadhaar Number'.
HDFC Bank, for example, has shared some steps on its website - hdfcbank.com - to enable its customers to link their Aadhaar with the bank account through its net banking service. These are:
Select the Account to which you would like to link your Aadhaar Number. Re-enter your Aadhaar Number and click on 'Update'.
Click on 'Confirm' after checking all your updated details.
HDFC Bank also offers other options for linking Aadhaar with savings account.
How to link Aadhaar card with savings account via SMS
Axis Bank also offers multiple modes to its customers for linking their bank account with Aadhaar. Among these, the private sector bank offers an SMS-based facility.
Axis Bank has shared two steps on its website - axisbank.com - on how to go about linking of Aadhaar with the bank account. These are:
AC< last 6 digits of your savings account number
For example, send 123456789101 AC 691320 to 5676782, here 123456789101 is your Aadhaar number and 691230 are the last 6 digits of your account number, Axis Bank explains on its website. After receiving your SMS, the bank will process the same at the back-end. You will be notified once the process is complete, says Axis Bank.